Frequently asked questions

Yes. Foreigners may buy property in Morocco. Agricultural land and land outside urban boundaries are subject to restrictions and to a specific procedure (a certificate of non-agricultural use, the attestation de vocation non agricole), which must be examined case by case.

A titled property is registered with the land registry (ANCFCC): it has a land title (titre foncier) on which the rights in the property are recorded, and a certificate of ownership can be obtained for it. Untitled properties rest on traditional deeds. We recommend giving preference to titled properties.

Since July 2026, property sales, preliminary sale agreements and special powers of attorney must be drawn up as authentic (notarial) deeds, failing which they are void. In practice, foreign buyers use a notary.

In particular, registration duty (4% for a built property, 5% for bare land), land registry fees (1.5% plus a fixed fee) and the notary's fees. The notary draws up a precise statement for each transaction.

The proceeds of a resale, including any capital gain, are transferable where the purchase was financed with foreign currency brought into Morocco and documented by the bank, and the taxes due have been paid. It is therefore essential to keep the original bank documents.

The foreign exchange regulations allow Moroccan banks to finance up to 80% of the price of a property for a non-resident foreign buyer, subject to conditions. Whether a loan is granted, and on what terms, depends on each bank.

The gain made on resale is taxed at 20%, with a minimum tax of 3% of the sale price. Exemptions exist subject to conditions, in particular for a main residence. Your situation must be examined by a tax adviser.

Short-term holiday letting is governed by Law 80-14 and its implementing texts, whose application to individual furnished properties is still under way. The co-ownership rules may also restrict this use. These points must be checked before purchase.

In a co-ownership, the managing agent (syndic) is appointed by the general meeting of co-owners to manage the common areas, collect the service charges and keep the accounts. The quality of its management directly affects the condition of the building.

We advise, make introductions and coordinate. We do not provide legal, tax, notarial, financing or technical services: these are a matter for independent, duly authorised professionals.

The scope of services, our direct fees and any known remuneration paid by partners or sellers are set out before any commitment.

English, French and German. Depending on the project, local dealings may also take place in Arabic.